Privacy Policy

Welcome to InShoma Agency, an online platform dedicated to connecting you with the best insurance options tailored to your budget and specific needs. At InShoma Agency, we highly value your privacy and are committed to protecting your personal information. This Privacy Policy explains clearly what information we collect, how we use it, and the measures we take to keep it safe. It also outlines your rights regarding your data and how you can reach out to us with any questions.

By using our Service, you agree to the way we collect and use your information as described in this Privacy Policy.

When you use InShoma Agency, we may collect the following types of information:

• Personal Details: This includes your name, email address, phone number, birth date, gender, marital status, job, income, and any other details you willingly provide when you fill out our online forms or contact us. We collect this to give you personalized insurance quotes, communicate with you effectively, and make our Service even better.
• Non-Personal Information: This is information that doesn’t directly identify you, such as your IP address, the type of browser you’re using, your device type, operating system, language settings, general location, and other technical or statistical data. We use this to understand how you use our Service, improve its performance, and enhance its security.
• Sensitive Information: This includes details that might reveal your health status, medical history, or past insurance claims. We only collect this with your clear permission and solely to provide you with accurate quotes and connect you with suitable insurance companies. We will not use this information for any other reason, and we will only share it with the insurance companies you choose to contact.

We use the information we collect for the following purposes:

• Providing Our Service: To process your requests, generate insurance quotes, match you with relevant insurance companies, and help you communicate with them.
• Improving Our Platform: To monitor and analyze how you interact with our Service, identify and fix any issues, and develop new and improved features.
• Communicating With You: To send you important service-related messages, such as confirmations, reminders, updates, and alerts. If you choose to receive them, we may also send you marketing materials like newsletters, promotions, and special offers. You can easily opt out of these marketing messages at any time by following the instructions within the messages or by contacting us directly.
• Legal Compliance: To meet our legal obligations, such as responding to legal requests like subpoenas or court orders.

We do not sell, rent, or trade your personal information to third parties for their own marketing purposes. We only share your information in the following ways and situations:

• Insurance Companies: We share your information with the insurance companies you specifically choose to contact through our platform. We only share the information they need to provide you with relevant quotes and services. Please note that we do not control how these companies use or protect your information, and their privacy practices are their responsibility. We encourage you to review their individual privacy policies before contacting them or sharing any information.
• Trusted Service Providers: We work with trusted service providers who assist us with essential operations like website hosting, data storage, analytics, security, payment processing, and customer support. We only share the information necessary for them to perform their specific services, and we ensure they are obligated to protect your information and use it only for the purposes we specify.
• Our Affiliates: We may share your information with companies that are under common ownership or control with InShoma Agency. This sharing is limited to what’s necessary to provide our Service or related services to you, and these affiliates are required to adhere to this Privacy Policy.
• Other Parties: We may share your information with other parties if we have your explicit consent, if we are legally required or permitted to do so, or if InShoma Agency is involved in a merger, acquisition, or sale of its assets. In such cases, we will notify you of any changes and explain your options regarding your information.

You have the following rights regarding your information:

• Access: You have the right to see the information we hold about you and request a copy.
• Correction: You can ask us to correct or update any information we have that is inaccurate or incomplete.
• Deletion: You can request that we delete your information if you no longer want us to use it or if you withdraw your consent.
• Restriction: You can ask us to limit how we use your information if you believe it’s inaccurate or being used unlawfully.
• Objection: You can object to the use of your information for certain purposes, such as direct marketing or profiling.
• Portability: You can request that we transfer your information to another service provider in a commonly used electronic format.
• Complaint: You have the right to file a complaint with a data protection authority if you believe we have not handled your information properly.

To exercise any of these rights, please contact us using the information provided below. We may need to verify your identity before we can fulfill your request.

If you are a resident of California, you have additional rights under the California Consumer Privacy Act (CCPA):

• Disclosure: You can request information about the categories and specific pieces of personal information we have collected about you in the past 12 months, as well as the sources, purposes, and third parties we’ve shared it with.
• Opt-Out of Sale: You have the right to opt-out of the sale of your personal information. However, InShoma Agency does not sell your personal information.
• Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.  

To exercise any of these rights, please contact us using the information below. We may need to verify your identity before we can fulfill your request.

If you are a resident of the European Union, the European Economic Area, or the United Kingdom, you have additional rights under the General Data Protection Regulation (GDPR):

• Consent: You have the right to give or withdraw your consent for us to collect, use, and share your personal information at any time. We will only process your data based on your consent or another legal basis.
• Legitimate Interests: You can object to the processing of your personal information based on our legitimate interests, such as improving our Service or communicating with you. We will stop processing your data unless we have compelling legitimate grounds to continue or need to process it for legal reasons.
• Data Protection Officer: You have the right to contact our Data Protection Officer (if applicable) with any questions or concerns about your data. You can find their contact information below (if applicable).

To exercise any of these rights, please contact us using the information below. We may need to verify your identity before we can fulfill your request.

At Inshoma.com, we prioritize responsible and compliant communication practices, especially concerning telephone calls and text messages (SMS/MMS). We are committed to adhering to the Telephone Consumer Protection Act (TCPA) and related regulations.

When you provide your phone number on our website, you will be asked to provide your explicit consent if we intend to contact you for marketing purposes, or using automated dialing systems, artificial, or prerecorded voices. Your consent is always voluntary and is not required to use our services or purchase any products.

For a comprehensive understanding of our practices, including how we obtain and manage your consent, the types of communications you might receive, how to opt-out, and our policies on data retention for compliance, please refer to our dedicated TCPA Compliance Statement.

We take appropriate technical and organizational measures to protect your information from unauthorized access, use, disclosure, modification, or destruction. These measures include encryption, firewalls, access control, backups, and audits. However, no method of transmission or storage is completely secure, and we cannot guarantee the absolute security of your information. If you have any questions about our security practices, please contact us.

We use cookies and other tracking technologies to collect and store information about your preferences and behavior when you use our service. Cookies are small files that are placed on your device by our website or third-party services. They help us recognize you, remember your settings, analyze how you use our service, and deliver relevant ads to you. You can manage your cookie preferences in your browser settings or by using our cookie consent tool. You can also delete or block cookies, but this may affect the functionality of our service.

We use third-party services to help us with our business operations, such as hosting, storage, analytics, security, payment processing, and customer support. These services may collect, use, and share your information in accordance with their own privacy policies and terms of use. We are not responsible for their privacy practices and we encourage you to review their policies before using their services. Some of the third-party services we use are:

• Google Analytics: We use Google Analytics to measure and analyze how you use our service and to improve our performance and user experience. Google Analytics may collect your IP address, device type, browser type, operating system, location, and other information. You can opt-out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

We do not intentionally gather, use, share, or sell the personal information of individuals below the age of 16 and this Site is not meant for individuals below 16. If you find out that an individual under 16 has given us their personal information, please click here to reach us. If we learn that we have gathered personal information from an individual under age 16, we will remove this information as quickly as possible.

We are not an insurance company, a loan provider, or any other type of service provider. We are only a platform that connects you with the best insurance companies based on your budget and needs. We do not provide any insurance policies, loans, or other services directly, nor do we endorse or guarantee any of the insurance companies or their products or services. We are not responsible for the accuracy, completeness, or quality of the information, quotes, or services provided by the insurance companies or their agents. You are solely responsible for verifying and evaluating the information, quotes, and services offered by the insurance companies and their agents. You should read their terms and conditions, privacy policies, and disclosures before contacting them or providing them with any information. You should also consult a professional advisor before making any decisions or taking any actions based on the information, quotes, or services provided by the insurance companies or their agents.

We may update this privacy policy from time to time to reflect changes in our practices, the law, or our service. We will notify you of any material changes by posting the updated policy on our website and by email if you have subscribed to our service. The date at the top of this policy indicates when it was last updated. Your continued use of our service after the updated policy is posted constitutes your acceptance of the changes.

If you have any questions, comments, or requests about these Terms or our Website or Service, please contact us here:

Email ID: contact@inshoma.com